Home credit

Real estate credit: the one-stop shop accessible for your financial needs


In these tough times, people need someone they can count on and easily turn to for their new financial needs. With the aim of providing fast, convenient and affordable financing to Filipinos, along with its innovations and extensive network of partner stores and merchants, Home Credit has easily established itself as a valued, reliable and accessible financial partner for Filipinos, especially during the new normal.

The nation’s leading consumer finance company with a nationwide store presence and rapidly growing mobile presence has become a ‘crazy lapitan’ or easy to approach one stop shop for all financial needs, no matter what. or the type of customer.

For online learners and work from home warriors

Need to upgrade your gadgets, maybe a new laptop, tablet or smartphone, without having to break the bank? Home Credit offers more affordable and lighter monthly payment options to remote workers and students with its 0% interest payment plans, especially during these tough times. This is offered for a wide range of essential gadgets for studying or working effectively at home as well as for home appliances and other products. To apply, all you need to do is present 2 valid credentials at any partner store or start an application through the My Home Credit app.

For those who need financial support for major necessities and emergencies

Managing finances in times of uncertainty can be very difficult. In addition to daily expenses, there are also tuition fees, home renovations, and funds for emergency expenses that typically take months or years to prepare. But don’t be discouraged, the Home Credit cash loan will help ease your financial burden. Existing mortgage customers with good financial records may be eligible to apply for a cash loan and get approved up to Php 150,000. Upon receipt of a cash loan offer, you can choose to apply through the My Home Credit app, our telesales operator, or any Home Credit partner store. Just show your 2 valid IDs and wait for your loan decision in 1 minute. It also only takes a minute to disburse or release your money. Now, budgeting for major necessities and emergencies doesn’t seem so impossible!

For customers who want daily spending to be rewarding

Loyal customers only deserve the best financial partner they can count on when needed. Whether it’s for groceries, household needs and other necessities, your Diskarte Home Credit Card partner is there for you. Apply for a loan for a new gadget or appliance to get the home credit card offer, now with a low 2% monthly interest rate. Once approved, you can enjoy shopping at your favorite stores, earn 1% cashback for every purchase, and get 5% cashback with no convenience fees when buying charges and paying bills. It’s also QR compatible, which means you don’t need to bring your cards or wallets when shopping at certain stores!

For those who navigate the new normal

While the My Home Credit app is a very convenient and secure way to apply for a mortgage, the app offers a lot more. With the My Home Credit app, customers now have access to a variety of financial products and services at their fingertips. Among these is Home Credit Pay, which allows home credit card users to make purchases and transactions through a QR code, pay their bills, and pay their home credit loans online at any time. anytime and anywhere.

Endless shopping offers and great discounts can also be discovered in the My Home Credit app. With Smile Rewards, anyone with the app, even those who do not have a previous or current loan with Home Credit, can benefit from discounts of up to 50% at more than 15,000 Home Credit partner merchants. On the other hand, there is also the mortgage market where you can easily buy big ticket items from participating partner stores nationwide while still being in the safety and comfort of your own home. So, whether you are a first-time borrower looking to apply for a mortgage or an existing customer who wants easier and more secure payment and purchase options, Home Credit has the perfect product or service for you. “More than just providing loans, we also want to be an important partner for clients by being there for them every step of the way,” said Sheila Paul, Director of Marketing for Home Credit Philippines.

Interesting promotions for the holidays

This holiday season, Home Credit continues to provide its customers with a meaningful gift shopping experience through its ongoing offers and promotions. From November 28 to December 31, 2020, 500 lucky winners will earn a P500 rebate on their (one-time) loan each week through Home Credit’s The Amazing 500 Raffle promotion. with a minimum amount of P15,000 and above. Customers can also get the best and latest gadgets and home appliances with 0% interest payout from top mobile brands and retail partners nationwide, while cardholders can earn a stake. in the raffle for every home credit card transaction and be one of 63 potential winners of a rebate valued at P., 000. Stay up to date on the exciting things Home Credit has in store for you this holiday season by following Home Credit Philippines’ official Facebook, Instagram and Twitter pages. For more information on Home Credit products and services, visit https://homecredit.ph/.

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