Home credit

Celebrate the Festival of Colors and Joy with Home Credit’s Easy Funding Options


It’s that time of year when everyone prepares to immerse themselves in India-Holi’s most vibrant festival. Celebrate Holi with great fanfare and enthusiasm with Home Credit’s innovative products and offerings for its clients. The Festival of Colors is sure to be the time to embrace your loved ones with Home Credit’s simple, fast and accessible financing options on smartphones and popular home appliances.

Home Credit recently launched two-wheeler insurance in partnership with Bajaj Allianz General Insurance, providing customers with convenience, insurance and protection for two-wheeled vehicles. Customers can easily purchase and renew the policy online without any hassle for burglary insurance at high service standards. Customers can also get coverage without any prior inspection of the vehicle, even if there is no active insurance. Customers can benefit from instant support and a 24/7 phone service for support and complaint updates via SMS.

Home Credit’s new offerings as part of its health insurance portfolio, such as the “family health care” insurance from Bajaj Allianz General Insurance and the pocket premium funded by the “Linked Health Plan” insurance policy. credit (group) ”and“ Group care ”, aim to provide financial security to clients and their families by allowing them better access to medical care.

Bajaj Allianz General Insurance’s “family health care” insurance coverages are offered on a floating individual and family basis. Home Credit clients can cover themselves for a sum insured from Rs. 3 Lakh up to Rs. 5 Lakh. The policy includes hospitalization cover for illnesses (including COVID-19) and accidental injuries as well as hospital cash benefit of Rs. 500 / – per day with coverage of daycare costs for interventions / selected surgeries in a hospital or daycare. The policy also applies to Ayurvedic and homeopathic hospital charges.

Pocket insurance called “Credit Linked Health Plan (Group)” and “Group on Custody” by Bajaj Allianz General Insurance starts with a premium of around Rs. 300 available in 5 variations – Platinum, Gold, Silver, Bronze and Copper which can be chosen by customers according to their needs and requirements. These pocket insurance options can be claimed for Hospital Allowance, Critical Illness Coverage, Personal Accident Coverage, and Accidental Hospitalization. The maximum amount of coverage is up to Rs. 1 lakh depending on the type of pocket insurance used.

In order to maximize the opportunity to serve a large customer base, Home Credit India, in addition to Bajaj Allianz General Insurance, also offers health insurance from HDFC ERGO General Insurance Company Ltd. and life insurance from Bajaj Allianz Life Insurance Company Ltd. to its customers. While health insurance covers medical expenses, life insurance provides financial protection for Home Credit India clients along with other guaranteed / variable benefits to enable them to achieve their life goals.

With Home Credit’s Ujjwal Card, customers can benefit from an instant limit to purchase branded smartphones and home appliances in partnership with Home Credit, for immediate use. It will certainly meet the dreams and aspirations of many, as monthly loans and outstanding amounts can be easily tracked.

One can choose from beautiful and stylish home appliances and smartphones with Home Credit, as the company has partnered with leading sustainable consumer brands to provide attractive and user-friendly financing programs. Deals are available on popular brands such as Samsung, LG Electronics, Symphony Coolers, Vivo, Whirlpool, OPPO, Haier, Voltas, Blue Star, Xiaomi, Sony, Realme, Aisen, Tecno, Nokia and Voltas-Beko. The offers aim to provide the freedom to customers who want to buy a new device for their home, from attractive EMI programs.

Bringing love, harmony and care to its 11.7 million customers, to be cherished forever, Home Credit offers a variety of flexible loan options and a plethora of hassle-free financing options as the company is committed to fostering credit penetration and to expand financial inclusion through responsible lending in the country.


Leave a Reply

Your email address will not be published.